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12 WAYS TO KEEP MORE OF WHAT YOU MAKE
One of the Best Ways to Increase Your Profits is to Keep More of Your Income. Here's How.
Makes a lot of sense to me. To get rich, the easiest way you can take is to start keeping more of what you make. This will allow you to start compounding wealth, rather than squandering it.
Use the following methods of reorganizing and repositioning to amass your own fortune:
1. Pay Yourself First--Every paycheck, make it a point of duty to pay yourself first. Even if it's only $10. Put this money in a set-aside savings account that you do not touch or use for anything else. When this money accumulates to a few hundred dollars, invest it in a stock or mutual fund.
2. Join An Investment Club--This may be one of the smartest moves you will ever make. To learn more about investing, contact the National Association of Investment Corporations at (248) 583-6242. Their fax number is (248) 583-4880.
3. Max Your Personal Exemptions for Payroll Withholding--Take the maximum exemptions you are entitled to. You'll get more money to take home rather than a refund when you file your tax return. This will be money you can save right now and compound the interest. Much more advantageous to you NOW than a refund a year later with no interest.
4. Raise Your Insurance Deductible--Doing this will lower your yearly premiums by as much as $500--quite a saving. Money is in your pocket now.
5. Buy Term Insurance Instead of Life--Term insurance allows you to get the coverage you need for your family. This is crucial. Life insurance with built-in savings does not amount to much in the long run, and it costs more.
6. Get Rid of Insurance Coverage You Don't Need--Why pay for uninsured motorist, for instance, when you already have insurance on your own vehicle? Or having a medical coverage on your auto insurance, when you already have health insurance. These add-ons are wasteful additions mainly to enrich your insurance agent. Knock them off.
7. Use Your Credit Card Sparingly--Use your credit card only for items you can afford to pay off when the bill is due. High-ticket items like a TV, computer or stereo should be bought with planned savings. Also using your card for regular expenses like groceries or dining out can lead to debt that can easily get out of hand.
8. Use a Credit Card With a Low Interest Rate--There are many of them out there and you can save quite a lot by having a low interest rate card. Send for the report, "Best Credit Card Deals." The list includes over 20 banks that offer lower interest rates of 7.99 % to 14% Annual Percentage Rate. The names and toll-free numbers are provided. It's only $3 for the report and you can save yourself a bundle.
9. Buy Through Mail Order--Buying through the mail can be a real saving and there is no sales tax on out-of-state orders.
10. Choose a Bank That's Right for You--Better to shop around for the bank that will serve your interests. Some banks charge for using the ATM machine, some don't. And bank charges vary from bank to bank. For full details on choosing a bank, send for the report, "Choosing a Bank That's Right for You." It includes all you need to know about choosing a bank and it includes numbers to call to investigate any bank. Only $2.00 for the report.
11. Sell, Don't Throw Away--Some of the items you bought some time ago and have lost interest in can still have value. You never know. Your "junk" might be somebody else's "treasure." Offer to sell them at a Garage Sale. Send for the report on Garage Sales. Only $2.00.
12 Negotiate Your Fees, Commission and Purchases When You Can--If you buy at a flea market you can haggle over the price. You can also negotiate with your real estate agent or insurance agent for a reduced rate. All these seemingly little things amount to something when you add them all up. Don't discount them. Remember the saying, "A penny saved is a penny earned."
To SAVE MONEY NOW, SEND ONLY $7 for the complete set of reports mentioned above: (1) Best Credit Card Deals, (2) Choosing a Bank That's Right for You, and (3) Garage Sales. In addition, receive a FREE, 400-page book, "The Little Book of FREE Things." It contains thousands of great things you can get for FREE--just for the asking (a $10 value). Also ask for details about Muyi Shogbuyi's hot-off-the-press book, GET OUT OF DEBT NOW! START A DEBT-FREE LIFE OF PROSPERITY. The book will show you easy-to-follow steps on getting out of debt and staying out of debt the easy way.
Send orders to:
Muyi Shogbuyi MAS Enterprises PO Box 408023 Chicago, IL 60640 USA
You can also visit his website and learn how to Eliminate your Debt, have Better Credit, and put MONEY in your pocket at the same time.
http://www.wealthlink.com/masenterprises
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